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How We Can Help

What is available through NILS

Borrow up to $2000 for essential goods and services including:

  • Household items like appliances, whitegoods & furniture

  • Car repairs & registration

  • Medical, dental, wellbeing and life event expenses

  • Technology like a phone or laptop

  • Education expenses like fees or uniforms

  • Employment expenses like licenses or equipment

Borrow up to $3,000 for:
  • Bond & rent in advance
  • Rates
  • Costs associated with a natural disaster
Loans cannot be used for:
  • General living expenses (eg food, clothing, utility bills)
  • Fines, debts or court judgements
How is the payment made: 
  • Payment is made directly to the retailer or supplier of the item you are purchasing.
  • The amount will be for the exact purchase price (as per your application)