How We Can Help
What is available through NILS
Borrow up to $2000 for essential goods and services including:
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Household items like appliances, whitegoods & furniture
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Car repairs & registration
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Medical, dental, wellbeing and life event expenses
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Technology like a phone or laptop
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Education expenses like fees or uniforms
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Employment expenses like licenses or equipment
- Bond & rent in advance
- Rates
- Costs associated with a natural disaster
Loans cannot be used for:
- General living expenses (eg food, clothing, utility bills)
- Fines, debts or court judgements
How is the payment made:
- Payment is made directly to the retailer or supplier of the item you are purchasing.
- The amount will be for the exact purchase price (as per your application)