Are you eligible to apply?

Can you answer ‘YES’ to the following?

• Are you a low income earner? (ie. Holder of a Health Care Card, receiving CentreLink benefits)
• You must have lived in your current address for a minimum of 3 months (under certain circumstances htis can be waived)
• Do you have the ability to repay the loan over a period of up to 18 months?
• Are you unable to qualify for other affordable loans?
• Will a NILS® loan improve the health and well-being of you or your family?

‘YES’ to all questions? – download the NILS Application Form and get started!