Requirements to qualify for a NILS loan

Can you answer Yes to the following: 

Earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children
 

OR Have lived in your current premises for minimum 3 months

OR Have experienced family or domestic violence in the last 10 years
 

OR Have a Health Care Card / Pension Card

 

AND You can show you can afford to repay the loan

 

 

Due to Christmas closure and staffing availability, we are NOT able to process any NILS applications until JANUARY 2025.